Glazed DataWhat Section 8 pays in ZIP 45887
Spencerville, OH. HUD's rent limits for this ZIP code, from studio to 4 bedrooms. FY2027 figures, in effect from October 1, 2026.
This ZIP code falls in more than one HUD rent area, so there is no single figure for it. The tables below show each area.
By apartment size, FY2027 (from October 1, 2026)
| Monthly rent, utilities included | Studio | 1 bedroom | 2 bedrooms | 3 bedrooms | 4 bedrooms |
|---|---|---|---|---|---|
| Small Area Fair Market Rent (this ZIP) | $870 | $880 | $1,150 | $1,400 | $1,550 |
| Fair Market Rent (Lima, OH MSA) | $895 | $901 | $1,179 | $1,418 | $1,571 |
| Difference: this ZIP minus the whole area | −$25 | −$21 | −$29 | −$18 | −$21 |
Source: HUD FY2027 Fair Market Rents and Small Area Fair Market Rents, published by HUD's Office of Policy Development and Research. This product uses the HUD User Data API but is not endorsed or certified by HUD User. Differences calculated by this site from HUD figures.
| Monthly rent, utilities included | Studio | 1 bedroom | 2 bedrooms | 3 bedrooms | 4 bedrooms |
|---|---|---|---|---|---|
| Small Area Fair Market Rent (this ZIP) | $870 | $880 | $1,150 | $1,400 | $1,550 |
| Fair Market Rent (Auglaize County, OH) | $772 | $777 | $1,016 | $1,407 | $1,603 |
| Difference: this ZIP minus the whole area | +$98 | +$103 | +$134 | −$7 | −$53 |
Source: HUD FY2027 Fair Market Rents and Small Area Fair Market Rents, published by HUD's Office of Policy Development and Research. This product uses the HUD User Data API but is not endorsed or certified by HUD User. Differences calculated by this site from HUD figures.
| Monthly rent, utilities included | Studio | 1 bedroom | 2 bedrooms | 3 bedrooms | 4 bedrooms |
|---|---|---|---|---|---|
| Small Area Fair Market Rent (this ZIP) | $870 | $880 | $1,150 | $1,400 | $1,550 |
| Fair Market Rent (Mercer County, OH) | $762 | $807 | $1,008 | $1,258 | $1,394 |
| Difference: this ZIP minus the whole area | +$108 | +$73 | +$142 | +$142 | +$156 |
Source: HUD FY2027 Fair Market Rents and Small Area Fair Market Rents, published by HUD's Office of Policy Development and Research. This product uses the HUD User Data API but is not endorsed or certified by HUD User. Differences calculated by this site from HUD figures.
| Monthly rent, utilities included | Studio | 1 bedroom | 2 bedrooms | 3 bedrooms | 4 bedrooms |
|---|---|---|---|---|---|
| Small Area Fair Market Rent (this ZIP) | $870 | $880 | $1,150 | $1,400 | $1,550 |
| Fair Market Rent (Van Wert County, OH) | $770 | $795 | $1,003 | $1,261 | $1,358 |
| Difference: this ZIP minus the whole area | +$100 | +$85 | +$147 | +$139 | +$192 |
Source: HUD FY2027 Fair Market Rents and Small Area Fair Market Rents, published by HUD's Office of Policy Development and Research. This product uses the HUD User Data API but is not endorsed or certified by HUD User. Differences calculated by this site from HUD figures.
By apartment size, FY2026 (from October 1, 2025)
| Monthly rent, utilities included | Studio | 1 bedroom | 2 bedrooms | 3 bedrooms | 4 bedrooms |
|---|---|---|---|---|---|
| Small Area Fair Market Rent (this ZIP) | $780 | $790 | $1,030 | $1,260 | $1,410 |
| Fair Market Rent (Lima, OH MSA) | $839 | $844 | $1,108 | $1,338 | $1,493 |
| Difference: this ZIP minus the whole area | −$59 | −$54 | −$78 | −$78 | −$83 |
Source: HUD FY2026 Fair Market Rents and Small Area Fair Market Rents, published by HUD's Office of Policy Development and Research. This product uses the HUD User Data API but is not endorsed or certified by HUD User. Differences calculated by this site from HUD figures.
| Monthly rent, utilities included | Studio | 1 bedroom | 2 bedrooms | 3 bedrooms | 4 bedrooms |
|---|---|---|---|---|---|
| Small Area Fair Market Rent (this ZIP) | $780 | $790 | $1,030 | $1,260 | $1,410 |
| Fair Market Rent (Auglaize County, OH) | $757 | $762 | $1,000 | $1,391 | $1,668 |
| Difference: this ZIP minus the whole area | +$23 | +$28 | +$30 | −$131 | −$258 |
Source: HUD FY2026 Fair Market Rents and Small Area Fair Market Rents, published by HUD's Office of Policy Development and Research. This product uses the HUD User Data API but is not endorsed or certified by HUD User. Differences calculated by this site from HUD figures.
| Monthly rent, utilities included | Studio | 1 bedroom | 2 bedrooms | 3 bedrooms | 4 bedrooms |
|---|---|---|---|---|---|
| Small Area Fair Market Rent (this ZIP) | $780 | $790 | $1,030 | $1,260 | $1,410 |
| Fair Market Rent (Mercer County, OH) | $747 | $788 | $987 | $1,287 | $1,307 |
| Difference: this ZIP minus the whole area | +$33 | +$2 | +$43 | −$27 | +$103 |
Source: HUD FY2026 Fair Market Rents and Small Area Fair Market Rents, published by HUD's Office of Policy Development and Research. This product uses the HUD User Data API but is not endorsed or certified by HUD User. Differences calculated by this site from HUD figures.
| Monthly rent, utilities included | Studio | 1 bedroom | 2 bedrooms | 3 bedrooms | 4 bedrooms |
|---|---|---|---|---|---|
| Small Area Fair Market Rent (this ZIP) | $780 | $790 | $1,030 | $1,260 | $1,410 |
| Fair Market Rent (Van Wert County, OH) | $724 | $762 | $973 | $1,218 | $1,323 |
| Difference: this ZIP minus the whole area | +$56 | +$28 | +$57 | +$42 | +$87 |
Source: HUD FY2026 Fair Market Rents and Small Area Fair Market Rents, published by HUD's Office of Policy Development and Research. This product uses the HUD User Data API but is not endorsed or certified by HUD User. Differences calculated by this site from HUD figures.
Need the full answer?
The Rent Limits API returns these figures plus tax-credit rent and income limits, HUD's Section 8 income limits, and the local housing agency's own payment standard where we have collected it, each with its effective date and a link to the source file.
Example request: GET /v1/federal?zip=45887&bedrooms=2